We offer a variety of payment methods through the familiar and trusted PayFast interface. We process MasterCard and Visa credit cards, Instant EFT (with SA’s four biggest banks), Masterpass, credit facility mobicred and digital payment method Bitcoin.

Farah Home Couture

PayFast Instant EFT

No credit card? No problem. Instant EFT allows online shoppers with access to internet banking to make an internet banking transfer (EFT) that gets instantly verified. There is no two day wait, you don’t need to send in proof of payments and it can be used with six of South Africa’s biggest banks.

6 South African banks supported
Standard Bank
Capitec Bank
More flexibility to access more buyers

With PayFast’s Instant EFT, customers have the most flexibility since they can choose whether to create a payment automatically or load the payment themselves through their preferred banking portal (only available for FNB, ABSA, Standard Bank and Nedbank). More payment options means access to more shoppers and increased sales.

Clears immediately; no two day wait
No proof of payment required
No delays during checkout
Works on all browsers and most smart mobile devices
More payment options for greater flexibility
Did you know?

EFT is the second most popular online payment method in South Africa after credit and cheque cards.


     Step 1. Zapp

Open Zapper and use your phone’s camera to scan the Zapper  displayed at the checkout or on your bill.

Step 2. Pay.

Enter the amount you want to pay and confirm payment with your 4-digit PIN.

Step 3. Go!

That’s it. You’re done! Make sure the merchant has received proof of payment.

Your card details are securely encrypted on your phone. We don’t have access to them, and neither will the shop you’re buying from.

Just download the app and link your credit or debit card. In less than 5 minutes, you’re good to go!

Zapper lets you pay for the goods and services you need, wherever you are. No cash or cards needed!

Zapper is free to use, with no additional charges to you as the user. Network providers’ standard data charges will apply.

Paygate Credit and Cheque cards

Credit & Cheque cards

Credit cards are one of the most widely used online payment methods and allows sellers to accept both local and international payments. Accept Visa and Mastercard credit card payments directly on your blog, website or shopping cart system. There are no monthly or setup fees, you only pay a small percentage of each successful transaction.

Ease of use
Receive local & international payments
Built in fraud protection

Paygate ATM debit cards (via Visa Electron and Maestro)

Many South Africans still use debit cards, such as Visa Electron and Maestro issued cards. You can accept debit card payments through PayFast and get access to thousands of buyers without credit or cheque cards. There is no risk of chargeback to the seller for no card authorisation.

Supported card-issuing banks:
Standard Bank
Supported mobile operators:

Paygate Masterpass


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants.

A digital wallet makes online shopping safer and easy by storing payment information in one secure place.

Masterpass works with all major credit, cheque and debit cards and secures the users data using industry leading technology.

Paygate SCode


SCode is a unique payment platform that allows customers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa.

By selecting SCode as their payment method during checkout, online shoppers can pay at any participating retailer using cash, debit or credit card. For online merchants this means access to customers who either simply prefer paying in cash or who don’t have a credit or cheque card.

SCode payments can be made at any Checkers, CheckersHyper, Shoprite, Usave, House & Home, Post Office, and OK Furniture.


Enables offline payments for online purchases
Customers can pay using cash, debit or credit card
Over 6,000 payment retail outlets across South Africa
Works with Paygate

The payment process is simple, secure and totally integrated with PayFast.